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Rhode Island

Negligence Doctrine: Pure Comparative Negligence

Circuit # 1

Med Pay Subrogation - Yes

PIP Subrogation - No

Statute of Limitations

Statute of Repose: Products N/A
Statute of Repose: Real Property 10 years
Breach of Contract (Written) 10 years
Personal Property 10 years
Personal Injury 3 years
Warranty N/A
Personal Injury 3 or 4 years
Property Damage 10 years


Sue Owner for Negligence - YES

Suspend Owner's License - YES

Deductible Reimbursement

Dollar One (Insured Made Whole) State (less pro rated share of subrogation expenses, if any)
R.I. Admin. Code. R. § 02 030 073


(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)

Under Rhode Island law, the maximum amount which can be legally withheld from an employee’s wages by an employer is 25% of the employee’s disposable earnings; Disposable earnings are defined as the earnings of an individual after deduction of taxes, social security and temporary disability contributions; Individuals are exempt from attachment for one year if they have collected social security or state assistance

Parental Responsibility

Minor (Under 18)
Dollar Limit on Parents’ Liability: $1,500
Joint and several liability imposed when child willfully or maliciously injures person or property

Subrogation by Landlord's Carrier against Tenant

Yes, unless lease states subrogation not allowed

State Specific Information: Subrogation laws and trends are constantly changing. Maybank & Owings, LLC strives to keep the state specific information up to date with reference to applicable case law, statutory law and/or interpretations provided to it by its network of local attorneys for each jurisdiction. However, it is possible the information or citation(s) may become outdated or superseded by new law(s) for the applicable jurisdiction so all users of this site should formerly retain and consult with their own attorney as to any specific claim in the jurisdiction where the claim arose. The state specific information contained on this site should not be construed as legal advice by Maybank & Owings, LLC nor relied on for any specific claim or factual situation. If you have a specific subrogation question or if you notice an error in the information provided on this site, please contact us.

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