Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 7 years
- Breach of Contract (Written) 6 years
- Personal Property 2 years
- Conversion 6 years
- Personal Injury 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – No
Suspend Owner’s License – No
Deductible Reimbursement
Undecided / Pro-Rata Default
No applicable statute
Administrative Code provision or case law exists
Policy language can modify made-whole rule
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
After 4/12/1988: 25% of weekly disposable earnings or amount by which the debtor’s disposable earnings exceeds thirty (30) times the minimum wage
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability = $1,000.00
Liable when child causes intentional, willful or malicious destruction to real or personal property
Subrogation by Landlord's Carrier against Tenant
Yes – Unless lease between landlord and tenant contains a waiver of subrogation