Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 12 years
- Statute of Repose: Real Property 8 years
- Breach of Contract (Written) 6 years
- Personal Property 2 years
- Personal Injury 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO unless negligent entrustment or agency or in an employment situation
Suspend Owner’s License – YES
Deductible Reimbursement
Pro Rata State
– Title 20, Chapter 6, Department of Insurance § R20-6-801
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Wages and earnings are garnishable; “Earnings” are broadly defined to include all forms of compensation; 25% of the statutory net disposable earnings of debtor but Court may reduce to as low as 15%
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability: $10,000
Liable for child’s willful or malicious damage to person or property, including theft or shoplifting
A.R.S. §12-541
Parental liability for a minor involved in traffic accident for unlimited sum if the parent signed the driver’s license application for a minor. 1 year Statute of Limitations against parent(s).
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease