Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 7 years
- Statute of Repose: Real Property 6 years
- Breach of Contract (Written) 3 years
- Personal Property 2 years
- Involving Motor Vehicle 3 years
- Personal Injury 2 years
- Involving Motor Vehicle 3 years
- Warranty 3 years
Able to Pursue Owner
Sue Owner for Negligence – YES – if in vehicle or negligent entrustment or family car doctrine
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Colorado’s Department of Insurance advises that the standard practice is to reimburse insured for deductible on a comparative negligence basis
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Gross earnings for the First Pay Period less deductions required by law; Amounts based on Federal minimum hourly wage: 1. Weekly: $154.50 or 75% of disposable earnings, 2. Bi-weekly: $309.00 or 75% of disposable earnings, 3. Semi-monthly: $334.75 or 75% of disposable earnings, 4. Monthly: $669.50 or 75% of disposable earnings
Parental Responsibility
Unemancipated Minor (Under 18)
Dollar Limit on Parents’ Liability:
$3,500 Property/Injury
$250 Shoplifting
Liability imposed for child’s shoplifting or willful/malicious property damage or personal injury
Subrogation by Landlord's Carrier against Tenant
Yes, unless lease limits right of recovery