Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 6 years
- Breach of Contract (Written) 3 years
- Personal Property 2 years
- If not discoverable in 2 years 3 years
- Personal Injury 2 years
- If not discoverable in 2 years 3 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
15% of statutory net income. Garnishment remains in effect until the judgment is paid in full; Bank accounts cannot be garnished
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability
- $5,000 Vandalism
- No limits for Auto
Liable for intentional or reckless damage to real or personal property; Person who signed license application liable for damages caused by minor driver; Owner of vehicle liable for damages caused by minor given permission to operate vehicle
Subrogation by Landlord's Carrier against Tenant
No, unless there is an express agreement between landlord and tenant that allows subrogation.