Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 10 years
- Statute of Repose: Real Property 8 years
- Breach of Contract (Written) 6 years
- Personal Property 4 years
- Personal Injury 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES
Deductible Reimbursement
Dollar One (Insured Made Whole) State (Policy Language may Control) & Undecided/Pro Rata Default (Policy Language may Control)
No applicable statute, Administrative Code provision or case law exists; Georgia’s Department of Insurance takes the position that the policyholder should come first, but good customer service and insurance contract dictate
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of the aggregate disposable earnings of an individual for any work week which is subject to garnishment may not exceed the lesser of 25% of his disposable earnings for that week or the amount by which his disposable earnings for that week exceed thirty (30) times the federal minimum hourly wage. For earnings for a period other than a week, a multiple of the federal minimum hourly wage equivalent in effect shall be used
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability: $10,000 plus costs
Liable for medical expenses or property damage caused by willful or malicious act of child
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease