Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 10 years
- Statute of Repose: Real Property 6 years
- Breach of Contract (Written) 5 years
- Personal Property 3 years
- Personal Injury 2 years
- Warranty N/A
- Property Damage 4 years
- Personal Injury 2 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Idaho’s Department of Insurance expresses a preference that the insured be reimbursed its deductible first – no statutory support requires this
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of an individual’s disposable earnings for the work week subject to garnishment may not exceed the lesser of: 1. 25% of the disposable earnings or 2. The amount of the disposable earnings that exceed 30 times the federal minimum hourly wage. When the garnishee is the defendant’s employer, the continuing garnishment is in effect until the judgment is satisfied and if the maximum is being withheld, no additional garnishments can be served until that garnishment is satisfied
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability: $2,500
Liable for willful economic loss (property damage, theft, medical expenses, lost wages) caused by child
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease