Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 10 or 12 years
- Statute of Repose: Real Property 10 years
- Breach of Contract (Written) 10 years
- Personal Property 5 years
- Personal Injury 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES if judgment obtained
Deductible Reimbursement
Pro Rata State
215 I.L.C.S. § 5/143(b)
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of an individual’s disposable earnings for the work week that can be garnished is the greater of:
- 15% of the disposable earnings
- The amount of the disposable earnings that exceed 45 times the federal minimum hourly wage
Parental Responsibility
Unemancipated Minor (Under 18)
Dollar Limit on Parents’ Liability
- $20,000 plus costs for Property Damage/ Personal Injury
- $20,000 plus attorney’s fees for Institutional Vandalism
- $20,000 plus attorney’s fees for Retail Theft
Liable for willful or malicious property damage or personal injury; Liable for child’s damage to church, mosque, synagogue, cemetery, etc.; Civilly liable for retail theft by child
Subrogation by Landlord's Carrier against Tenant
No, unless lease clearly states subrogation allowed
State Specific Information: Subrogation laws and trends are constantly changing. Maybank & Owings, LLC strives to keep the state specific information up to date with reference to applicable case law, statutory law and/or interpretations provided to it by its network of local attorneys for each jurisdiction. However, it is possible the information or citation(s) may become outdated or superseded by new law(s) for the applicable jurisdiction so all users of this site should formerly retain and consult with their own attorney as to any specific claim in the jurisdiction where the claim arose. The state specific information contained on this site should not be construed as legal advice by Maybank & Owings, LLC nor relied on for any specific claim or factual situation. If you have a specific subrogation question or if you notice an error in the information provided on this site, please contact us.