Negligence Doctrine: Modified Comparative Negligence – 51 Percent Bar
Circuit # 8

>Photo of Iowa

Med Pay Subrogation - Yes
PIP Subrogation - No

Statute of Limitations

  • Statute of Repose: Products 15 years
  • Statute of Repose: Real Property 15 years
  • Breach of Contract (Written) 10 years
  • Personal Property 5 years
  • Personal Injury 2 years
  • Warranty N/A
    • Breach of Implied Warranty 5 years
    • Breach of Express Warranty 10 years

Able to Pursue Owner

Sue Owner for Negligence – YES
Suspend Owner’s License – YES

Deductible Reimbursement

Pro Rata State
I.C.A. § 191-15.43 (507B)


(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)

Garnishments last for 120 days. The maximum part of an individual’s aggregate disposable earnings for the work week that is subject to garnishment is the lesser of: 1. 25% of the disposable earnings or 2. The amount of the disposable earnings that exceed 40 times the federal minimum hourly rage; There is a sliding scale per creditor (not per judgment) ranging from $250 to 10% of annual wages, depending on annual wages; Public employees can be garnished

Parental Responsibility

Minor (Under 18)
Dollar Limit on Parents’ Liability:

  • $2,000 for one act
  • $5,000 for two or more acts to same claimant

Liability imposed for any unlawful act of minor that causes injury to person or property

Subrogation by Landlord's Carrier against Tenant


State Specific Information: Subrogation laws and trends are constantly changing. Maybank & Owings, LLC strives to keep the state specific information up to date with reference to applicable case law, statutory law and/or interpretations provided to it by its network of local attorneys for each jurisdiction. However, it is possible the information or citation(s) may become outdated or superseded by new law(s) for the applicable jurisdiction so all users of this site should formerly retain and consult with their own attorney as to any specific claim in the jurisdiction where the claim arose. The state specific information contained on this site should not be construed as legal advice by Maybank & Owings, LLC nor relied on for any specific claim or factual situation. If you have a specific subrogation question or if you notice an error in the information provided on this site, please contact us.