Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 10 years
- Statute of Repose: Real Property 10 years
- Breach of Contract (Written) 5 years
- Personal Property 2 years
- Personal Injury 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum part of an individual’s aggregate disposable earnings for the work week that is subject to garnishment is the lesser of: 1. 25% of the disposable earnings or 2. The amount of the disposable earnings that exceed 30 times the federal minimum hourly wage or 3. The amount of plaintiff’s claim stated in the order for garnishment; No creditor can issue more than one garnishment against the same debtor during any 30-day period
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability:
- $5,000 plus court costs
- Unlimited if parental neglect
Liability imposed for willful or malicious damage to person or property
Subrogation by Landlord's Carrier against Tenant
No, unless landlord expressly agrees to provide insurance for tenant