Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 5 years
- Statute of Repose: Real Property 7 years
- Breach of Contract (Written) 15 years
- Personal Property 2 years
- Personal Injury 1 years
- Involving Motor Vehicle 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES
Deductible Reimbursement
Pro Rata State
806 Ky. Admin. Reg. 12
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
After a 10-day waiting period from date of judgment, a creditor may, using a pre-approved state form, file for wage garnishment to be issued by the clerk of the court, and an order of garnishment is then mailed to the garnishee employer. The employer has 20 days within which to respond. If the garnishee employer fails to answer, it may be held liable to the creditor for failing to honor the garnishment; Wage garnishments create a continuous lien against a debtor’s wages, until the debt is paid. A debtor is authorized to challenge garnished funds as exempt, and statute provides for a subsistence allowance beyond which a plaintiff cannot garnish (generally 25% of the debtor’s disposable earnings per week). Wage garnishments have priority according to the date of service upon the employer
Parental Responsibility
Vandalism (Unemancipated Minor under 18); Auto Liability & Owner Entrusting Vehicle to Minor (Minor Under 18)
Dollar Limit on Parents’ Liability:
- $2,500/$10,000 Vandalism
- Unlimited for Auto Liability
Unlimited for Owner Entrusting Vehicle to Minor
Liable for willful marking/defacing of property if joined as defendant; Person liable for signing minor’s driver’s license application; Owner liable for entrusting vehicle to minor
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease