Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 5 years
- Breach of Contract (Written) 10 years
- Personal Property 1 years
- Personal Injury 1 years
- Warranty 1 or 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Dollar One (Insured Made Whole) State (if tortfeasor has insufficient insurance or assets) & Undecided/ Pro Rata Default
L.S.A.-C.C. Art. 1826, 1827
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Uses the federal wage garnishment guidelines. Wage garnishments are effective immediately upon service of the garnishment on the employer. The amount withheld is 25% of disposable income. 401K or other retirement funds are not counted as disposable income. Deductions are to be withheld from every paycheck and are remitted by the employer at least monthly. The garnishment stays in effect until the full balance due is paid, including all attorney’s fees, interest, court costs and so forth
Parental Responsibility
Minor (Under 18) Residing with Parents
Dollar Limit on Parents’ Liability: Unlimited
Responsible for damage caused by their child
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease