Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 4 years
- Breach of Contract (Written) 6 years
- Personal Property 6 years
- Personal Injury 6 years
- Warranty N/A
- Property Damage 4 years
- Personal Injury 6 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided / Pro-rata default
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Garnishment is available: 1. After a judgment issues and a supplementary (Disclosure) hearing is held, 2. If the debtor fails to appear at the Disclosure hearing, a garnishment order may issue for 25% of the debtors disposable earnings on a weekly basis or the amount which the disposable weekly earnings exceed 40 times the federal minimum wage, whichever is less. The exemption on wages is now $226.00 weekly, 3. If the judgment debtor fails to pay two installments after being order to do so
Parental Responsibility
Minor between 7 and 17
Dollar Limit on Parents’ Liability – $800
Liable for willful/malicious damage to person or property
Subrogation by Landlord's Carrier against Tenant
No, unless lease expressly allows subrogation against tenant