Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 10 or 20 years
- Breach of Contract (Written) 3 years
- Personal Property 3 years
- Personal Injury 3 years
- Medical Malpractice 3 or 5 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Insurer can collect even if insured has not been made-whole
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Disposable wages are defined as the amount of wages that remain after mandatory deductions required by law, plus medical insurance payments. The amount exempt is the greater of 75% of disposable wages, or $145 times the number of weeks in which the wages were earned; A judgment creditors report must be sent each month to the debtor and employer
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability: $10,000
Liable for restitution for minor’s criminal acts
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease