Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property N/A
- Breach of Contract (Written) 6 years
- Personal Property 3 years
- Personal Injury 3 years
- Wrongful Death 2 years
- Medical Malpractice 2.5 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – YES
Suspend Owner’s License – YES
Deductible Reimbursement
Pro Rata State
N.Y. Ins. Reg. 64, § 216.7 (g)(1)
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
The maximum amount recoverable is 10% of gross income, or the federal maximum, whichever is less; If the debtor is subject to garnishment for alimony, support or maintenance, the combined garnishments cannot exceed 25% of disposable earnings; Income executions are prioritized by order of delivery to the Sheriff, but garnishments for alimony support or maintenance always take priority; The execution is a two-stage process: First, the sheriff serves the execution on the debtor at his or her residence. If the debtor does not begin making payments within 20 days, the sheriff levies on the employer
Parental Responsibility
Child between 10 and 18
Dollar Limit on Parents’ Liability: $5,000
Liability imposed when child willfully, maliciously, or unlawfully destroys property
Subrogation by Landlord's Carrier against Tenant
YES