Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products 10 years
- Statute of Repose: Real Property 10 years
- Breach of Contract (Written) 15 years
- Personal Property 2 years
- Personal Injury 2 years
- Medical Malpractice 1 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Pro Rata State
Ohio Admin. Code § 3901-1-54(H)(10)
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Any person seeking a post-judgment wage garnishment must send a written demand to the judgment debtor at least 15 days and not more than 45 days before seeking a garnishment order; The garnishment order is a continuous order, requiring the garnishee to withhold from the debtor’s earnings each pay period until the judgment is paid in full; Up to 25% of the debtor’s net disposable income may be garnished. However, this order may be interrupted by the filing of a garnishment by another judgment creditor, in which case: 1. The first garnishment order shall remain in effect for 182 days, if the subsequent garnishment is the same priority, or 2. The first garnishment order shall immediately cease to be in effect if the subsequent garnishment is a higher priority, such as a child support order or tax levy
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability:
- $15,000 plus costs and attorney’s fees for Various Conduct
- $10,000 plus costs for Property Damage & Personal Injury Unlimited for Auto Liability
Joint and several liability imposed for child’s acts of vandalism, desecration, or ethnic intimidation; Liability imposed when child willfully causes damage to property; Liability imposed when child willfully and maliciously assaults a person with a force likely to produce great bodily harm; Joint and several liability imposed when child commits negligent or willful acts in operation of motor vehicle, such acts harm people or property, and parent signed child’s driver’s license or permit application
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease