Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property 10 years
- Breach of Contract (Written) 6 years
- Personal Property 6 years
- Personal Injury 3 years
- Medical Malpractice 2 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Insurer can collect even if insured has not been made-whole
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
Post-judgment wage attachment is specifically authorized; 20% of disposable earnings but only for a 60-day period and this 60-day period can be renewed regularly; The earnings of the debtor that are immediately necessary for the support of the debtor and his family are exempt from attachment. Examples include money needed for rent, food, medical expenses and clothing; Aid, such as welfare, social security, and child support are exempt from attachment
Parental Responsibility
Minor (Under 18)
Dollar Limit on Parents’ Liability: $1,500 of actual damages, plus costs
Liability imposed when child willfully or maliciously causes damage, except when child’s conduct occurred through the operation of a motor vehicle
Subrogation by Landlord's Carrier against Tenant
No, unless lease clearly allows subrogation