Med Pay Subrogation - Yes
PIP Subrogation - No
Statute of Limitations
- Statute of Repose: Products N/A
- Statute of Repose: Real Property N/A
- Breach of Contract (Written) 6 years
- Personal Property 3 years
- Personal Injury 3 years
- Wrongful Death 2 years
- Medical Malpractice 2 or 3 years
- Warranty 4 years
Able to Pursue Owner
Sue Owner for Negligence – NO
Suspend Owner’s License – NO
Deductible Reimbursement
Undecided/ Pro Rata Default
No applicable statute, Administrative Code provision or case law exists; Vermont’s Department of Insurance advises its policy is to require pro rata distribution of recovered monies between the insurer and insured
Garnishment
YES
(Note: ALL states allow garnishment for child support, alimony, taxes and federal student loans)
75% of debtor’s wages are exempt from attachment except for a consumer debt and then 85% of the debtor’s wages are exempt; If at the hearing a debtor can show his income is used for reasonable and necessary living expenses for himself and that of his legal dependents, his income may be exempt; If an order to garnish is obtained, it continues until the judgment is paid in full or his employment is terminated
Parental Responsibility
Unemancipated Minor (Under 18)
Dollar Limit on Parents’ Liability: $5,000
Liability imposed when child willfully or maliciously injures person or property
Subrogation by Landlord's Carrier against Tenant
Not clear, look to lease